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Insurance for bikes

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Insurance for bikes - Page 2 Empty Re: Insurance for bikes

Post by Andre on 20th August 2008, 22:06

Bike insurance is one of those things one must shop around for. It varies in price quite a lot. Have a look in Bike SA magazine for various options and get a quote from all of them. Some give special discount for us "older" riders and others for professional people such as lawyers. Also be aware of the special exclusions. If you are not the only rider, be carefull, the small print might just get you. Typically, riders under 25 years of age are regarded as high risk with a hefty price premium and access. Shocked
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Andre
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Number of posts : 334
Age : 67
Location : Sandton
My bike : R1200RT, R1100S, Yamaha TW200 (also want the new S1000RR!!)
Registration date : 2008-07-26

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Insurance for bikes - Page 2 Empty Re: Insurance for bikes

Post by Perske on 21st August 2008, 10:15

Bear wrote:Hi,

have been quoted R486 to insure the RT for R150000 is that reasonable ?

Cheapest i have found so far...

I pay R680 for a 2008 GS adv. of the same value. (not really comparable) That was the best offer after i shopped at 5 different options. Must add that when you include the bike with the complete household it brings it down a bit.
Perske
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Number of posts : 113
Age : 52
Location : Pretoria
My bike : 1200GSA
Registration date : 2008-06-19

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Insurance for bikes - Page 2 Empty Re: Insurance for bikes

Post by JohanGT on 21st August 2008, 23:31

Does anybody know whether you can insure your bike for the value of a new one or do you have to insure it for the market value?
JohanGT
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Number of posts : 246
Location : Midrand Johannesburg
My bike : K1200GT
Registration date : 2008-06-06

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Insurance for bikes - Page 2 Empty Re: Insurance for bikes

Post by Richard H on 22nd August 2008, 20:50

As far as I know "New for used" insurance is possible, but more pricey and you will find that it INCREASES as the bike devalues, due to the increased cost margin of the replacement. Mad
Richard H
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Number of posts : 625
Age : 65
Location : Jacaranda City
My bike : R1200GS, R100S
Registration date : 2008-06-09

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